The Basics

  • What is myHSAinvestments?

    myHSAinvestments is an easy, low-cost way to invest funds inside your current HSA account. Participating HSA providers allow you to access a variety of no-load or load-waived mutual funds right through your existing HSA account.

  • How does it work?

    You can enroll online at and after a short application linking your account to a participating HSA provider, you can begin investing in our list of mutual funds from a broad range of asset classes and styles. It works much like a 401-(k) investment: you choose which funds you want to invest in and money you transfer from your HSA account will be allocated between the funds you choose. If you later need access to spend those invested dollars, simply reverse the process to move the money back to your core HSA account for medical spending.

  • What is HSA Guided Portfolio?
  • What does it cost?

    The myHSAinvestments account has a 0.50% annual fee invoiced quarterly (0.125% per quarter or $1.25 per $1,000 of account value) on the first $100,000 in myHSAinvestments assets and any assets you hold in excess of $100,000 is not subject to the fee. The minimum quarterly myHSAinvestments account service fee is $5.00. This will be deducted from your myHSAinvestments account each quarter, around the tenth business day of the month following the end of the quarter that your myHSAinvestments account was opened. Standard expense ratios and fees inside the mutual funds may apply based on the funds you choose.

  • What funds are available?

    Devenir Investment Advisors, LLC is the Registered Investment Advisor for and may change the mutual fund options from time to time. Devenir is the national leader in investments through HSA accounts. Affected accountholders and participating financial institutions will be informed of any pending changes in advance. The current options can be viewed here.

  • How do I get started?

    If your current HSA provider is not yet signed up with, ask them to sign-up right away – there is no cost for them to participate. Otherwise you can start your online enrollment by clicking the button below!

    Sign Up Today!

HSA Education & Tools

myHSAinvestments HSA Allocation Calculator

When you enroll in myHSAinvestments, you will also have access to:

  • HSA Guided Portfolio, a planning tool that helps you make the most appropriate investments for your objectives and risk tolerance. Think of it as: "We Guide, You Choose." By completing a few simple questions about your need to access the money in your myHSAinvestments account, a potential allocation mix is provided. This allows you to choose your investment options and the rebalancing timing that meets your individual needs. Click here to learn more!
  • Educational information, to help you understand basic investing concepts and strategies.
  • Mutual fund performance, prospectuses, and fact sheets to help you understand the strategies and risks associated with each fund, and how the available funds have performed historically.



For both beginners & advanced HSA investors

  • 30+ Mutual Fund Choices (View funds offered)
  • All mutual funds offered as either no-load or load-waived
  • No minimum balance to participate
  • No investment transaction fees
  • Access to Leading Education, Tools & Calculators (including HSA Guided Portfolio)
  • Online Support
0.50% Annual Fee

Fee invoiced quarterly (0.125% per quarter or $1.25 per $1,000 of account value) on first $100k of myHSAinvestmets' assets. The minimum quarterly myHSAinvestments account service fee is $5.00.